It was hard to find too many banks in Illinois with stellar interest rates. The Deposit Rates in The state of Illinois are so, so, but as usual if you don’t mind getting out of your comfort zone a little, you can do much better. But for those that want to stick with Illinois bank CD Rates, here ya go.

Harris National Association — FDIC 16571 — Est. 1947 — 3 1/2-Stars — $43.9BB — 5,200 employees. certificate of Deposit APYs:1-year — 0.59; 30-months — 0.79%; 5-year — 1.29%

Harris NA also has a $10,000 relationship Money-Market Account at 0.095% and $100,000 at 0.643%. Located: 111 West Monroe Street, Chicago,IL 60603

Old Second National Bank — FDIC 3603 — Est. 1887 — 2-Stars — $2.5BB. Hey, the name is better than a FNB (First National Bank). And they weren’t kidding about the old part. In addition the Bank has a wonderful domain, oldsecond.com

certificate of Deposit Rates: 12 month — of 1.00%. The below yields require a checking account. Subtract 0.25% without it.

18 month — of 1.26%; 24 month — of 1.26%; 30 month — of 1.26%; 36 month — of 1.51%; 48 month — of 1.76%; 60 month — of 3.03%. Online Special (Requires funds to be new money coming into Old Second). Ahh, the new joining the old. Seems very poetic. 18 month — of 1.51%

Other Best IL CD Rates

Amcore Bank, NA — FDIC 3735 — Est. 1931 — Zero Stars (ouch!!) — $3.8BB — 938 Employees.

Some other not so happy statistics: ($213MM Loss) — 2.58% E/A (good would be above 7%) — 7.07% Total Risk Based Capital Ratio (good would be above 10%)

Deposit Interest Rates:

2-year — 1.95%

18-months — 1.75%

12-months — 1.50%

One idea: Go for the 2-year CD and hope for closure and take a no penalty withdrawal.

Location: 501 Seventh Street, Rockford, IL 61104

West Suburban Bank — 1962 — 502 Employees — $1.93BB — 3 Stars.

12 months thru 17 months 1.00

18 months thru 23 months 1.15

24 months thru 29 months 1.40

30 months thru 35 months 1.50

36 months thru 47 months 1.90

48 months thru 59 months 2.25

5 years

701-711 South Westmore Avenue

Lombard,IL 60148

FDIC Certificate #: 18509 Health savings accounts, rates range form 0.75% to 1.00%.

AllState Bank — 3-Stars — 57 Empl. $1.2BB

Located : 3100 Sanders Road, Suite N4a

Northbrook,IL 60062

FDIC Certificate #: 34782 — Date Established: 11/18/1998

CD 1 year 1.10%

CD 2 year 1.30%

CD 3 year 1.70%

CD 5 year 2.40%

High Yield Savings — 1.05%

Good Jumbo Certificate of Deposit Rates are often hard to come by. I hope this has been a helpful resource

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